Glossary E - H



  • Expected Family Contribution (EFC): The amount a student and the student’s spouse or family are expected to pay toward the student’s cost of attendance.
  • Financial Aid: Financial Assistance including scholarships, grants, work-study, and loans for education.
  • Free Application for Federal Student Aid (FAFSA): The form the student must complete to apply for federal Title IV financial assistance, including Federal Stafford Loans.
  • Federal Work-Study (FWS): This is a campus-based aid program which is funded by the federal government and administered by colleges, which award funds to students to work part-time jobs to help cover college costs. Students usually work on campus for the college, in community service-oriented jobs, or in positions related to their course of study.
  • Grants: Need based aid is awarded in the form of grants, which do not need to be repaid. The federal government offers the most grant aid; state of Florida and individual colleges and universities also offer significant support through grants.
  • Grace Period: Specified period of time between the date a student graduates or drops below half-time status. After the grace period is completed a date is determined to start repayment of your loan(s).
  • Half-time enrollment: Hours less than full time enrollment. Each school determines how many hours comprise half-time status.  A student must attend school at least half-time to qualify for financial aid.
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