Debt/Salary Wizard

The Debt/Salary Wizard is an interactive calculator that helps students and parents determine:

  • How much salary is needed to make the payments on current and future student loan debt.

If you enter the current amount borrowed in student loans and the amount you anticipate borrowing throughout your college career, the calculator will return the salary required to make payments on this debt.

Note: These calculations are based on the financial aid industry recommendation that student loan debt not exceed eight percent of your gross earnings. The calculations do not take into consideration a high amount of credit card or other debt.

How much salary do I need to support my student loan debt?

Loan Amount ($):

Interest Rate (%):

Repayment Period (yrs):

Loan

Your Monthly payment will be
NOTE: Even though the estimated amount is , federal regulations require you to make monthly payments of at least $50.00.

Salary

In order to make repayment in full, your salary will need to be at least: